Blue Cross and Blue Shield of North Carolina

Blue Cross and Blue Shield of North Carolina

Established in November 2012, Blue Assist supports employees experiencing significant financial hardship as a result of a natural disaster, family emergency or other unexpected events. Through company support and gifts from employees, the fund provides short-term assistance with basic living expenses helping to bridge the financial gap caused in critical times.

This online portal is designed to be a fast and easy way to learn about the program. If you are facing a difficult situation this page can help you determine if you're eligible for program assistance and allows you to apply online by clicking the "Apply" icon below.  To support the fund by making a donation, click the "Give" icon below.


 Please note: The deadlines for applications requesting evacuation (hotel, food, clothing) assistance related to Hurricane Florence and Hurricane Michael have passed. Applicants may still apply for long-term recovery assistance for repairs, contents, etc. as a result of the hurricanes. Applications for evacuation will no longer be accepted.   

  • How We Help Open or Close

    We provide short-term assistance as a one-time grant to cover unforeseen expenses related to:

    »    Disasters including natural disasters, government declared emergencies or personal disasters such as a house fire.
    »    Severe financial hardships resulting from a sudden event that an employee could not be expected to have prepared for       adequately through financial planning and budgeting: such as a short-term illness, domestic violence situations requiring       an immediate move or an unexpected loss of income.

    Grant amounts vary based on the nature of the event and related expenses. The maximum grant award is $2,500. Should several events occur in the same year, the annual maximum award amount is $5,000 per employee per 12 month period.

    These grants are not loans and do not have to be repaid. In most circumstances, approved funds are paid directly to the vendor(s) to whom the employee owes payment. After a disaster, grants may be provided to employees for basic expenses, such as temporary shelter, clothing, food, transportation expenses, and other necessities that are not immediately provided by emergency community services or insurance.

  • How to Apply  Open or Close

    Applying is easy!

    Step 1      Review the eligibility guidelines and frequently asked questions below.
    Step 2      Click the Apply icon above to access the online application system.
    Step 3      The eligibility search will help determine which application best suits your circumstances.
    Step 4      Register and complete the online application. We encourage using personal email addresses if you are not able to access work accounts outside of business hours.

    Additional Information
    Once your application is submitted, a grant specialist will contact you within two business days for an informal interview. Through the online application system, you will be able to see the status of your application through the review process in real-time. Once we have received your application and any supporting documentation, the process completes within 3 to 5 business days.

  • Eligibility Guidelines  Open or Close

    Blue Assist is a charitable program; it is not a benefit to Blue Cross employees. As such, certain charitable income guidelines apply. To be eligible, applicants must be active employees of Blue Cross and Blue Shield of North Carolina or on an approved leave including short-term disability, FMLA or paid time off. Assistance may only be provided toward expenses that are a result of the event and that were incurred after the applicant's hire date. Applications must be submitted within twelve months of the event's occurrence.

    The following expenses do not qualify for assistance:
    »    Lost compensation due to reduced hours or missed time from work
    »    Legal fees, garnishments or expenses associated with divorce or custody cases
    »    Credit card or personal loan debt
    »    Routine, on-going, long-term or elective medical procedures
    »    Insurance premiums or items covered by insurance policies
    »    Routine automobile/home repair or those due to deferred maintenance
    »    Tuition

    For employees who do not meet these guidelines but are having financial difficulties, Blue Cross and Blue Shield of North Carolina offers an Employee Assistance Program (EAP) which is available for assistance. Consultation is available 24 hours a day, 365 days a year and is provided at no cost to employees. Call the toll-free phone number to connect to a wide range of professional services -- counseling, financial and legal advice, childcare referrals, eldercare services, and balancing work and life assistance. Call Achieve Solutions at 1.877.764.5643 or visit the EAP page on the Zone for more information.

  • How to Give Open or Close

    Employer sponsored tax-exempt disaster relief and emergency hardship programs must benefit an indefinite charitable class; therefore, the Employee Relief Fund cannot limit its assistance to specific employees, including victims of a particular disaster or from a specific geographic location. If you know of someone who is in need of assistance, please encourage them to contact 855.823.6589.

    »    To make contributions by credit card online, please click on the Give icon above.
    »    To make contributions by check, please make checks payable to E4E Relief, listing the Blue Assist
           Fund, ID#2245, on the memo line of your check.
           Checks should be mailed to:
                  Blue Assist
                  c/o E4E Relief
                  220 North Tryon Street
                  Charlotte, NC 28202
    »    For other contribution types, such as stock, please contact the E4E Relief Donor Services Team at 704.973.4564.
          Donations are tax-deductible to the extent allowed. Please check with your tax advisor for more information.

  • Frequently Asked Questions Open or Close

    Who is E4E Relief?
    E4E Relief is a wholly owned subsidiary of Foundation For The Carolinas, a 501(c)(3) public charity (Tax ID 56-6047886). With more than a decade of experience serving clients across the United States, E4E Relief is the nation's leading provider of employee disaster and hardship funds.

    What if I've been impacted by a disaster?
    Within the online application system a specially designed application has been created for employees affected by disasters. This application is shorter than the financial hardship application with an expedited turnaround time. The EAP is also available for assistance. Consultation is available 24 hours a day, 365 days a year and is provided at no cost to employees. Call Achieve Solutions at 1.877.764.5643 or visit 
    the EAP page on the Zone for more information.

    Blue Assist is not a first responder; in the event of a disaster, employees should contact the American Red Cross or another local organization for on the ground immediate assistance.

    What happens to the applications?
    Blue Assist is administered by E4E Relief. As a non-Blue Cross and Blue Shield of North Carolina entity, E4E Relief has been designated to manage the grant processing and administrative aspects of the Blue Assist Program. Information provided is held in strict confidence.

    Who makes the final decision on the applications?
    E4E Relief manages the grant processing and administrative aspects of Blue Assist on behalf of Blue Cross and Blue Shield of North Carolina. This ensures confidentiality and impartial decision-making. They also have expertise on this subject matter to make sound decisions on qualifying events.

    How long do I have to wait for a decision?
    Decisions are made within 3-5 business days from the time all documentation is received. Expedited turnaround times are in place for those with immediate needs due to a disaster.

    Will everyone know if I apply or if I receive a payment?
    No. A third party, E4E Relief, administers the program and applications are confidential. It is up to you if you would like to share your story about assistance you received from the Blue Assist Fund.

    If I receive payment from the fund, do I have to pay taxes or pay back the fund?
    No. Disbursements from Blue Assist are non-taxable to the employee, and are provided as a gift and need not be repaid.

  • Contact Us Open or Close

    We want to help. If you have questions after reviewing the information on this site, please contact us by phone toll free at 855.823.6589 or by email at

  • Privacy Open or Close

    Privacy and Cookie Policy

    What information do we collect
    We collect information from you when you register on our site, subscribe to our newsletter, respond to a survey, fill out a form, make a donation or recommend a grant.

    What do we use your information for?
    The information we collect from you may be used in one of the following ways:
    »    To personalize your experience
    »    To improve client service
    »    To improve our web site
    »    To process transactions
    »    To send periodic emails

    The email address you provide may be used to send you information and updates about E4E Relief. If at any time you would like to unsubscribe from receiving future emails, we include a link to update your email preferences at the bottom of each email.

    How do we protect your information?
    We implement a variety of security measures to maintain the safety of your personal information when you access your personal information.

    We offer the use of a secure server. All supplied sensitive information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our database to be accessed only by those authorized with special access rights to our systems, and are required to keep the information confidential.

    Do we disclose any information to outside parties?
    Your privacy is important to us. We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety.

    Cookie Policy
    We may store information about you using cookies. Cookies are small data files which are stored on your computer's (or other device's) hard drive each time you visit a website. Cookies, including the cookies used on our website, allow us to recognize your computer and improve your experience by making your interaction with the website quicker, easier and more efficient. Cookies do not contain any personal or private information. Our web may use the following types of cookies: (a) Functionality cookies enable the "Share" feature on our website where users may send information to other websites such as Facebook and Twitter, and also may enable the use of user "favorites"; (b) Analytics cookies are used to measure and analyze how users are using our website; (c) Marketing cookies help identify how users are reaching our website, which helps us determine the effectiveness of our marketing; (d) Customer preference cookies enables our website to remember user preferences such as your username, location and language to help save you time by avoiding repetitive entry of information.

    If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software or browser software to locate the file or directory that stores cookies. Further information about deleting or controlling cookies is available at the third-party website We are not responsible for the content of any third-party website. Please note that by deleting our cookies or disabling future cookies you may not be able to access certain areas or features of our site. Our website does not recognize Do Not Track (DNT) requests that may be automatically transmitted by your web browser.

    Your Consent
    By using our site, you consent to our privacy and cookie policy.

    Changes to our Privacy and Cookie Policy
    If this privacy and cookie policy is changed, we will post those changes on this page. This policy was last modified on May 5, 2014.

    Contacting Us
    If there are any questions regarding this privacy policy you may contact us using the information below.

                  220 N. Tryon Street
                  Charlotte, North Carolina 28202


    E4E Relief is a wholly owned subsidiary of Foundation For The Carolinas, a 501(c)(3) public charity. The contents of this Web site are copyright 2015 by Foundation For The Carolinas, unless otherwise indicated. Foundation For The Carolinas and E4E Relief are the trademarks of Foundation For The Carolinas.

    The contents of this site are intended for the contemporaneous viewing by users of the site and may be downloaded by users of this site consistent with the mission and purposes of E4E Relief LLC and Foundation For The Carolinas and for the personal use of such users but without further right of reproduction, publication, dissemination or transfer absent prior written consent of E4E or the Foundation.

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